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Launching of International Healthcare Queries

Well, Hello again everyone. Kenny Williamson here. I have just joined Swiss Financial, and taken over my existing client base.

This site will be staying up. Just be a bit slower, considering i have just had "another" computer stolen.

The queries for Discovery Health have been coming in, strangely enough from Internationally and local to South Africa.

I am now able to offer International Health Insurance through contracts with Allianz, IHI and Bupa.

So if anyone has any queries surrounding that, give me a shout... kennyw@vodamail.co.za will be best.

However, going to need a few days to learn the products.

Otherwise, when i get another computer i will make sure that this blog is filled with titillating and interesting insurance related , small business related articles.

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For technorati

This is for technorati...let the spiders crawl.Technorati Profile ...<< MORE >>

The Health Plan Protector

I am going to try and break down the Discovery product into "bite" size chunks for those that want to understand what is on offer, how all the products tie together and how to make use of the products. As Discovery Life releases new products to the market, the product range becomes more and more complicated in the details, the nitty gritty.

However, that being said, the "holistic" approach is not. Basically the products hang on what Discovery terms their "integrators". The concept being that your health status and Vitality status help determine your "risk".

As a concept, this is very forward thinking and has many merits. I could however, sit and write articles around the Discovery product range and get no business done (i am a broker/financial advisor/planner/salesman after all).

A product in the Discovery Life range that is underused (as far as i am concerned) is called the Health Plan Protector.

In it's absolute simplicity it has 2 arms...one gives you insurance in respect of your medical aid premiums should something happen to you and the other gives you a "payback" of your medical aid premiums.

So what???

Well, it is the only way that you can currently get some of your medical aid risk premiums back in South Africa!
To some, this product can be a godsend...especially if your company subsidises your medical aid premiums. You could find that you get the product for "free"...in that the refund of premiums pays for the product.

This is complicated to work out though, especially so, since you can't know goign forward what is going tohappen to you.

So don't try and buy the product on analysed scenario's (individually analysed)...rather, focus on the fact that it protects you against what could happen. No one can accurately plan for future medical aid premium increases...so you can never be sure if you have enough cover for this scenario. This product insures you for the actual cost of the premiums (up to 20% increases in medical aid premiums)...

Go ahead and have a look.

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Zimbio

Have now added blog to Zimbio. Trying out a product called SE Nuke. Will let you know...one hour a day and lets see what happens. ...<< MORE >>

*** Email entry ***

I have just added a forum discussion = topic.


If you have a topic you would like an opinion from = others on…load it via the “forum” button on the website.

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*** Email entry ***

Hello everybody,


Well finally, the website has been republished with a = new look.


A medical aid page is included which is intended to = help with choosing your Discovery Health medical aid plan.


A forum has been added, which is empty as of now, = soon to have a few discussions going.


Have a look, let me know if I should have something = else added (Discovery Life help page coming soon).


Off to bed for me.


Kenny Williamson


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Blog Update

Well, hello again everyone.

I have updated the layout of the blog.

I am still busy with the website...it will be the same layout as the blog.

If anyone has any suggestions, please let me know.

Regards
Kenny

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*** Email entry ***

Almost finished changing the website, to give more information. Should be done in the next day or two. Will be looking = forward to comments.


Kenny Williamson


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Discovery life launch

Attended the Discovery Life launch today…some = very interesting new ideas !!!!!!


Will be sure to post when I have read all the = material…and give a synopsis for all the interested parties out = there.


Kenny Williamson

Consultant

Cell: 0834450172

Tel: (021) 761 5075

Fax: 086 604 2089

www.businessowner-cover.com

http://kwilliamson.finda= nadvisor.co.za/

Exbuscon Group of Companies.

Authorised Financial Service = Provider - FSB No 22515

"This message and any attachments = are confidential and intended solely for the addressee. If you have received = this message in error, please notify Exbuscon immediately, telephone number = +27 21 9149770. Any unauthorised use; alteration or dissemination of the = contents of this email is strictly prohibited. In no event will Exbuscon or the = sender be liable in any manner whatsoever to any person for any loss or any = direct, indirect, special or consequential damages arising from use of this = email or any linked website, including, without limitation, from any lost = profits, business interruption, loss of programmes or other data that may be = stored on any information handling system or otherwise from any assurance that = this email is virus free even if Exbuscon is expressly advised of the possibility = of such damages. Exbuscon is an Authorised Financial Service = Provider. 


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Waiting periods when you join your South African medical scheme.

What waiting periods can apply to you when you join a medical scheme?


Applicants to a medical scheme can be divided into 3 categories…


 Category A


Applicants that have had no previous medical cover (cover in a registered SA medical scheme)  OR Applicants that have had a more than 90 day break since leaving their previous medical scheme.


The medical scheme may:


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